Now with fresh funding of $100 million, hundreds of Philly homeowners will finally receive free assistance from the city to make their homes more livable. The ACCESS Home Modification Program provides mortgage loans to assist persons with disabilities or who have a family member(s) living in the household with disabilities who are purchasing a home that needs accessibility modifications. The Home Repair Program’s Quick Response Program was developed after Hurricane Sandy in 2012.

The Wharton Repair Program, a collaboration between the Borough of Wharton and Morris Habitat for Humanity, began in 2015 to provide home repairs for lower-income property owners who reside in the Borough of Wharton, who cannot obtain the repairs in any other way in order to continue to live in a decent, affordable home.

At closing, the lender will escrow the repair funds and will thereafter monitor the completion of the repairs and issue draws, if applicable, …