The Emergency Home Repair Program (EHR) assists with repairs for low-income homeowners who are facing a life-threatening condition, or a health and safety hazard. We compare your expected monthly mortgage payment (principal, interest, taxes, and insurance) plus other monthly debt obligations to your gross (pre-tax) monthly income. The City of Dallas Major System Repair Program (MSRP) provides a list of certified independent contractors to homeowners.
When you create a profile on NeighborWorks of Western Vermont Compass, you will be able to applying for a loan and you can learn about the other homeownership services we provide. It is the public policy of this State that in order to safeguard the life, health, property, and public welfare of its citizens, the business of home repair and remodeling is a matter affecting the public interest.
Repairs we can help you with include: carbon monoxide detectors • carpentry • door/window repairs • grab bars • limited weatherization • minor chimney repairs • plumbing • ramp repairs/handrails • roof repairs • security devices & locks • sewer repairs • smoke alarms.
Most traditional home equity loans only allow homeowners to borrow up to 90 percent of their home’s value. The NeighborWorks of Western Vermont Home Repair Loan makes it possible for homeowners to make health and safety repairs (including energy efficiency improvements) in their homes.
I was prepared to take my camera into a repair shop and possibly pay for repairs or buy a new camera. Loans are offered at below-market interest rates, and loan amounts are based upon approved housing specifications (scope of work) with terms up to 20 years.