Home Improvment Information

Home Improvment Information

Home Improvement DIY

Arrange wall-mount shelves above a desktop framed by cabinets or file drawers to fashion a home office or a kid’s homework station. Whether an art-arranging project went awry or you’re tired of looking at dings around the house, concealing wall blemishes is a weekend-worthy project. With a putty knife and surfacing compound, you can easily repair nail holes and other minor wall imperfections.

  • In other words, you don’t have to leave any equity in the home if you meet your lender’s credit score requirements.
  • Whether it’s a conservatory or another kind of conversion, adding more space to your home will dramatically increase a property’s value.
  • However, adding a skylight isn’t as easy as chopping a square into your roof.
  • Installing hardwood flooring can make a dramatic improvement to any room in your home!
  • Twenty-three percent of homeowners want to spend the colder months taking care of home renovations.
  • A rotary dimmer switch is the most common type of dimmer switch.

Looking back I’m not sure if things were done in the best way and I am concerned about the strength of th… The builder extended the floor joists over the grade beam to create the deck. There is then blocking between joists at the grade beam.

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For a unique, eclectic look, scour antique shops for hardware pieces. One of the first living walls, window boxes have been a longtime favorite of gardeners. Filled with a lush display of flowers, they add charm to any exterior window. Not only do they give windows a nice finish, but they also bring gorgeous flowers up and into view from inside the home. Plus, you can build the popular curb appeal element yourself. Your shower curtain takes up the single largest piece of real estate in the bathroom.

Rocket Mortgage

Victoria Araj is a Section Editor for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 15+ years with the company. Based on the information you have provided, you are eligible to continue your home loan process online with Rocket Mortgage. For example, if you’re resetting your term to 30 years, or if you’re getting a lower interest rate, your payment won’t necessarily go up. Apart from the benefits listed above, there are other things you should consider before doing a cash-out refinance. Based on the purchase/refinance of a primary residence with no cash out at closing. Try our refinance calculator for an idea of how much cash you could take out on your home.

Your debt-to-income ratio is also considered when you refinance. DTI is calculated by combining all your recurring monthly debt and dividing it by your gross monthly income. The maximum DTI allowed varies by loan type and lender, but you’ll typically need a DTI of 50% or lower. To take cash out, you need to have a certain amount of equity in your home. When you apply to refinance, your lender will require an appraisal of the property to determine property value.