Looking back I’m not sure if things were done in the best way and I am concerned about the strength of th… The builder extended the floor joists over the grade beam to create the deck. There is then blocking between joists at the grade beam.
- With the right planning and pieces, even a small space can become an outdoor retreat.
- Make a small bedroom look larger by adding mirrors to plain closet doors or the back of a bedroom door.
- Whether it’s from a fallen branch, a pair of over-eager paws, or simple wear and tear, sooner or later most window screens will require a repair.
- If the carpet is still good, give it a good DIY carpet cleaning.
- This extra “room” comes in handy when entertaining or in the summer months when warm evenings are best spent outdoors, drink in hand.
These are unsecured loans issued and supported only by the borrower’s creditworthiness, rather than by any type of collateral. As a result, they tend to have higher interest rates. Our sister company Rocket Loans® offers personal loans for home improvement and many other uses. Cash-out refinance vs. HELOC before deciding which is better for your financial situation. Rocket Mortgage does not offer HELOCS, though it does offer home equity loans.
The Smart Home Tech Weve Added, Ditched, And Still Love Most
You’re sure to find something in your price range that will save even more on your energy bill. Home appliances and home mechanical systems are expensive enough. Set enough easily-available emergency money aside, even if you’re sure that nothing will ever break, to cover the costs.
Replace a Torn Window Screen
For a unique, eclectic look, scour antique shops for hardware pieces. One of the first living walls, window boxes have been a longtime favorite of gardeners. Filled with a lush display of flowers, they add charm to any exterior window. Not only do they give windows a nice finish, but they also bring gorgeous flowers up and into view from inside the home. Plus, you can build the popular curb appeal element yourself. Your shower curtain takes up the single largest piece of real estate in the bathroom.
Money
Your debt-to-income ratio is also considered when you refinance. DTI is calculated by combining all your recurring monthly debt and dividing it by your gross monthly income. The maximum DTI allowed varies by loan type and lender, but you’ll typically need a DTI of 50% or lower. To take cash out, you need to have a certain amount of equity in your home. When you apply to refinance, your lender will require an appraisal of the property to determine property value.
Your choice should balance aesthetics with practicality. Choose a low-flow showerhead and you’ll get virtually the same sensation of water flow while saving money on your water bill. If your showerhead flow is already low (and shouldn’t be), check to see if hard-water deposits are clogging the holes. Many new showerheads provide more options for control—multiple spray styles, pivoting angles, temperature settings—and they’re more efficient. Try replacing your showerhead with a newer model so you can achieve a spa-worthy bathing experience in the comfort of your home.