The Emergency Repair Program is administered by eight Development Districts and one Human Resource Agency in Tennessee to provide funding to make essential repairs for very low income homeowners who are elderly or have a disability. Even if you fall within the 28{657e9098d68c1152ff2fc4be1a87e55dcc1063a8cd33d914f3179b66a076c616}/36{657e9098d68c1152ff2fc4be1a87e55dcc1063a8cd33d914f3179b66a076c616} guidelines, make sure you’re comfortable making your monthly mortgage, insurance, and tax payments, in addition to all of your other monthly payments. Contractors must carry liability insurance and provide income tax identification information to the Program Administration.
We believe that home repair accompanied with your personal friendship and faith stories are an incredible encouragement for families – and they love the youth! Borrow up to a maximum of $35,000 or 120 percent of the home’s value for approved home repairs or renovations (minimum of $2,500).
SEVCA contracts with licensed and certified local businesses to do the repairs, providing needed work for contractors who are struggling in the depressed housing market, as well as collaborating with volunteer programs.Between 2009 and 2014, the Emergency Home Repair program assisted 319 households, provided $225,000 worth of home repairs, and leveraged $1.8 million in additional resources.
The work is challenging – many of the homes we repair are older and may not have been constructed according to building standards. Within 2-3 weeks, they mailed me a confirmation about receiving the camera and that repairs would be free of charge. It may be easier to tack down a bit of worn carpet than repair a large patch damaged by prolonged misuse.
This is not a home repair service; this service is only offered to help prevent further damage. The program provides home repair services such as roof replacement, furnace replacement, handicap access and other major repairs related to health or safety. We are currently able to do a variety of exterior repairs including roof repair/replacement, window and door installation, painting, yard clean-ups, junk removal, siding repair, deck repair, gutters, and more.